In ALL SAiNTS part 3 The Banker Ricky Roman from Answered Prayers returns, with his life or whats left of it again infiltrated by a celestial creature, this time by Franois Sagat. At the same time tortured soul Carter Dane continues his work at the religious studies institute awakening to the hidden realities of his own existence. Hes nudged forward by a vision of a centuries old past life and his connection to Puck Levi Karter and by those at the institute: the priest Adam Ramzi who opens his eyes to visual perception, his unexpected bond to associate Adrian Calvin Banks, and by Troy Accola, the student who is more than meets the eye because he uncannily sees the truth... In everyone. While at the institute Carter Dane is drawn to a case study of The Banker Ricky Roman whose life in incarceration is spent writing and drawing seemingly meaningless doodles and masturbating with repeated sexual visitations from the mysterious entity Franois Sagat... In authoritative guises. Finding credence in the study, Carter arranges The Bankers release to the Van Deerin estate for debriefing on his encounters. In a new life but still imprisoned, Franois reappears. Desiring Ricky ev